701, 245

"Seven hundred one thousand, two hundred forty five"

The word "and" is used ONLY to show the decimal point, so you can't use AND for this number.

Here is how you could use "AND"

Suppose the given number was

701, 245.56

The words for this number are:

"Seven hundred one thousand, two hundred forty five AND fifty-six hundredths"

You could not say:

"Seven hundred AND one thousand, two hundred forty five AND fifty-six hundredths"

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From an on-line lesson plan for teachers:

Watch for students who insert "and" into their word form for a whole number, such as

“one thousand, three hundred, and forty-two.”

Remind students that "and" is used for a portion (decimal) of a number.

http://www.hand2mind.com/pdf/hos/hos-cce-online/e7...

(Scroll down to Page 42)

Seven-hundred and one-thousand, two-hundred and forty-five.