Wachovia Overdraft Limit?
I just realized I totally screwed up my checkbook. I believe a check I sent out a few days ago will be hitting my account with Wachovia as early as tomorrow. I have no clue what the overdraft limit is with Wachovia. Does anyone know? I believe my account will withdraw between $75 and $150 on my account. Will Wachovia cover those charges and put my account in the negative with their additional fees? Or will they bounce the check?
Yes, I know it was stupid of me to lose track of things. Things happen.
Any advice or info would be greatly appreciated!! Thank you!
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In my case, there wasn't one until I realized that I was at least 300 bucks in the hole and I was getting direct deposits in that account and they still let my card go through. After a while, I didn't know I was over 800 bucks in the hole. Now I owe them a good grip of money (which was my fault). But try and call the bank to see what they can do for you.
wachovia.com
that info it should be on the site.
but from my experience, if you have a good record w/them, they'll cover you at no charge for the first overdraft (not always though!) but if you have a good history w/them, they should if not at least fairly cheap, could be as low as $25ish.
^^but that was w/my old bank! I'm not sure how "nice" wachovia is... lol, sorry
No idea, I would call them and explain the situation to them, they may get you lined up with a first line of credit, and if they start it, normaly they waive the overdraft fees and such.
Most banks want to help you out, cause they can make money on you doing it HA!!!! so call them, they might help you out
I was here on Y Answers for something unrelated, then this topic was trending on the sidebar...
I doubt this is feasible