Ok, a company called me, saying that they're calling on behalf of a college because I owed this college money. This is an out-of-state college that I've never heard of. They have my correct name and asked to verify SSN and DOB. I'd never give out info over the phone. They kept saying that someone might have stolen my SSN and use it to get money from the school. I said No many times and hung up.

This could be a scam or just an honest mistake. Either way, I gave out no information.

However, my question is this, if someone stole your identity to get a student loan, is there anyway to find out? Would it show up on the annual credit report?