I think it's January 21, but I'm not sure. do I just count the days?
Yes, you just count the days.
Dec (31 minus 6) 25 days
You need another 20 days to reach 45 days, so the maturity date is Jan 20.
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Yes, you just count the days.
Dec (31 minus 6) 25 days
You need another 20 days to reach 45 days, so the maturity date is Jan 20.